Infinite Banking, with Nick Kosko

Infinite Banking, with Nick Kosko

Episode 321:

Today’s guest, Nick Kosko, is a former pilot who knew there had to be a better way to become financially free and provide for his family. After interviewing several traditional financial advisors and rejecting that path, Nick came across Infinite Banking and changed his life for the better. By understanding how banks work and how he could be his own banker, Nick was able to get his passive income to exceed his ideal standard of living. Now, as a Wealth Strategist at CreateTailwind, Nick educates, motivates, and inspires people to take back control of their money.


What you will learn in this episode:

  • What is infinite banking and what is the one problem that infinite banking solves
  • What are the reasons that real estate investors would use infinite banking
  • Why it is not always better for real estate investors to use cash when purchasing real estate
  • How real estate investors can buy more real estate when they use the infinite banking concept
  • Why you should think bigger if you’re going through the process of being your own banker
  • Why Nick believes there is no reason to leave money in a financial institution
  • How being short-sighted will lead to being distracted by rate, and why infinite banking requires you to think long term
  • Why Nick believes that retirement is a scarcity thought, and what he plans to do instead




Additional resources:

Everyone is always asking us, “How is it possible to buy real estate without using my own cash or credit?” With decades of combined experience in real estate, we’ve perfected the process of investing creatively. We want to share as much as we can with you, which is exactly why we're running this FREE workshop! If you're thinking about leaving your job, escaping the W-2 lifestyle, and starting on the path towards creating generational wealth — this is for you! To register, just visit:


Schedule a free strategy session with us. This is an opportunity for you to have an honest conversation with our team about your background, investment goals and create some action steps toward creating the life of your dreams. Together we'll discover where you are, where you want to be, and what's in the way. Just visit:


Our free Master’s Class is the ONLY webinar where you're given the exact techniques we use in our family company to buy and sell homes every month — all across North America and ALL on TERMS! Register by visiting:


The Wicked Smart Investor's Toolkit is a great way to dip your toe in the water of buying properties on terms. Here you'll receive seller scripts, our investor blueprint, be able to listen to live calls, and much more! Enroll for free at


The Quantum Leap System has everything you’ll need to start buying and selling on terms (without banks and without your own money or credit), launch & scale a business that fits your goals, and strengthen your mindset so you can follow the proven path to becoming a successful real estate investor. You can learn more by visiting:


For additional information on lead generation, funding, mindset coaching, legal assistance, virtual staffing, and business growth, visit the Investor Resources section of our website at: