Seller Financing & Building a Fortune Without Cash or Credit with Matt Theriault

30 Apr Seller Financing & Building a Fortune Without Cash or Credit with Matt Theriault

Posted at 06:19h in Uncategorized by Josh Culler

Episode 505: Seller Financing & Building a Fortune Without Cash or Credit with Matt Theriault

In this episode, I sit down with Matt Theriault, a Marine Corps veteran, entrepreneur, real estate investor, the CEO of Epic Real Estate and host of the Epic Real Estate Investing Podcast. Matt shares how he went from losing everything in the music industry to rebuilding his life and fortune through creative real estate strategies—without relying on his own credit or cash.

We dig into his journey through financial hardship, how he found real estate after a devastating pivot, why seller financing is his favorite type of deal, and how building multiple income streams helped him create real freedom.

Matt’s blunt, real-world advice about mindset, wealth-building, and taking action will fire you up if you’re ready to get serious about creating lasting wealth through real estate.

Key Talking Points of the Episode

00:00 Introduction

02:45 Who is Matt Theriault?

04:04 How Napster crushed his first business overnight
06:47 Finding inspiration from a grocery store manager and discovering real estate
10:05 How Rich Dad, Poor Dad turned Matt’s life around

12:03 Starting creative real estate investing with no credit, no cash
14:09 Sourcing deals through small, highly targeted mailing lists

16:35 Escape: flipping the traditional wealth-building model

19:02 Why residual income > chasing a big pile of money

20:00 Matt’s favorite type of deal: seller financing with 0% interest

21:04 Advice for beginners: stop negotiating against yourself
23:57 Why lead flow matters and why some sellers want creative solutions

25:29 Matt’s transition into coaching and building another passive income stream
30:16 Remaining in the trenches: why Matt still does deals personally
31:18 Connect with Matt and get a copy of Escape
32:02 Final advice: don’t wait to own real estate—start today

Quotables

“Real estate is the final frontier where the average person has a legitimate shot at real wealth.”

“Passive income should create your pile of money, not the other way around.”

“Real wealth isn’t built on flash or hype – it’s built on boring, consistent cash flow.”

Links

Escape: Crushing Conventional Wisdom With Real Estate Investing

https://myescapebook.com/escape-2

Epic Real Estate Investing Podcast

https://www.youtube.com/@epicrealestate

QLS Live

https://qlslive.com

Real Estate On Your Terms and Deal Structure Overtime